SAVVY SENIOR: Getting savvy about life settlements

Dear Savvy Senior,
What can you tell me about life settlements? I have a life insurance policy that I really don’t need any longer and I’ve heard that selling it can produce a nice payout.  
Interested In Selling

Dear Interested,
If you don’t need your life insurance policy any longer, are having a difficult time keeping up with the premium payments or could just use the money, a life settlement is definitely an option worth considering.

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