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Dear Savvy Senior,
Can you write a column on volunteer vacations? My husband and I are both in our ‘60s and are interested in taking a service-oriented “altruistic” vacation this summer but could use some help.
Retired Travelers

Dear Retired,
If you’re looking to do more on your vacation than relax in the sun or go sightseeing, volunteer service vacations — also known as voluntourism — are a great alternative and a growing trend among retirees. Here’s what you should know.

I first had Tacky Toffee at a cookie exchange with my moms group in December 2009. I loved the salty/sweet/chocolate combination, and found a way to bring home extra servings. I asked for the recipe and made it several times over the next few weeks. My family does not like nuts, so I had to find people to share the toffee with me. Otherwise, the whole batch could be gone in hours. It is that good.

Dear Savvy Senior
What can you tell me about ethical wills? My wife and I had to make some minor adjustments to our legal will last month, and our attorney suggested we create an ethical will as a way to explain our intentions and express our thoughts and feelings. We are interested in doing this but could use some help. What can you tell me?
Planning Ahead

Dear Planning,

Dear Savvy Senior,
I need some help understanding my medical bills from my knee replacement surgery earlier this year. My wife and I live on a pretty tight budget, so I like to keep track of our costs as closely as possible. But the bills I’ve received are vague and confusing, and we think we’re being overcharged. What can you tell us?
Trying To Recover

Dear Trying,