At Home

With a new year, many of us have resolutions about our budgets and are looking for ways to save money. One expense that seems difficult to cut is personal care items, like shampoo, shaving cream, deodorant and other products that we use for hygiene. It’s possible to use less expensive products, but those do not always work well for everyone. Another way to save money is to make these items at home.

Dear Savvy Senior,
I just turned 50 and would like to know what resources you recommend for locating senior discounts.
Love To Save

Dear Love,
One of the great perks of growing older in the U.S. is the many discounts that are available to boomers and seniors. If you don’t mind admitting your age, here are some tips and tools to help you find them.

Always Ask

We often consider the New Year a time for new habits, new outlooks, new resolutions. And yet, we often let these resolutions peter out within a few months.  We have heard for decades that it takes 21 days (or 28 days, or 18 days, or some other short number) to form a new habit, but recent research suggests that it takes closer to 66 days for some habits and longer for others. This sounds discouraging, but by breaking up our goals for new habits into smaller goals we can have better success with keeping them.