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  • SAVVY SENIOR: How to find affordable cremation services

    Dear Savvy Senior,
    Can you offer any tips for finding low-cost cremation services? I don’t want to stick my kids with a big funeral bill after I die.
    Still Alive

    Dear Alive,
    Cremation is definitely one of the most affordable ways to go, when you go. Costs usually run between $600 and $3,000, which are significantly lower than the average full-service funeral that averages around $10,000 today.

  • Keep little teeth clean this Halloween

    Halloween is a fun time of year filled with costumes, parties and sweet treats. But, sometimes parents worry that all those sugary treats can lead to cavities and poor dental health. The good news: It’s not what children eat, but how often, and candy can be OK if children and parents are conscientious.

  • SAVVY SENIOR: Many flu shot options available to older adults this season

    Dear Savvy Senior,
    I understand that there are a number of different flu vaccines being offered to adults this flu season. What can you tell me about them?
    Seeking Protection

    Dear Seeking,
    Depending on your age, health and personal preference, there are six different ways to get immunized against influenza this year.
    Just as they do every year, the Centers for Disease Control and Prevention (CDC) recommends a seasonal flu shot to almost everyone over the age of 6 months because it’s still the best protection against the flu.

  • COLUMN: A history of two late bloomers

    School is in, but is Johnny or Mary with it?
    This question has been presented many times in my four decades as a professional. The parents address this issue when it appears that their child is not performing up to “standard,” which usually means that the child is not keeping up with classroom expectations.

  • Pork mac-n-cheese a fall feel good meal

    It’s the season when those all-too-familiar cravings for your favorite comfort foods are starting to return. As thoughts of mouthwatering aromas from the slow cooker replace memories of barbecues and cookouts, there’s one popular comfort food that never fails to deliver: macaroni and cheese.

  • SAVVY SENIOR: Get savvy about new health care exchanges

    Dear Savvy Senior,
    At age 62, I will be retiring at the end of the year and plan to enroll in Obamacare until my Medicare kicks in. Can you offer me any advice on choosing a plan?
    Almost Retired

    Dear Almost,
    The new health insurance exchanges – also known as Obamacare – that begin in 2014 will have a significant impact on millions of Americans who need health insurance, especially pre-Medicare retirees and uninsured baby boomers who often have a difficult time finding affordable coverage.

  • COLUMN: Divorce’s potential problem — stepfamilies

  • SAVVY SENIOR: How to get paid for being a family caregiver

    Dear Savvy Senior,
    I have been taking care of my elderly mother for nearly three years and it’s taking a huge toll on my finances. Are there any resources you know about that can help family caregivers get paid?
    Financially Exhausted

    Dear Exhausted,
    To get paid as a family caregiver, there are various government programs, tax breaks and family payment options that may be able to help you, depending on your mom’s financial situation. Here’s where to look for help.

    State Aid

  • COLUMN: Addressing anxiety

    Anxiety is a dilemma that all of us have faced some time in our lives, and we wonder “is this who I really am? Are there others like me?”
    Why do some people become more excited than others, although each may have experienced, relatively speaking, the same factors ? Well, people react differently due to heredity, perhaps biological factors, or even how each was raised as a child.

  • SAVVY SENIOR: Music therapy can benefit Alzheimer’s patients

    Dear Savvy Senior,
    What can you tell me about music therapy for Alzheimer’s patients? I’m helping my dad take care of my 80-year-old mother who has mid-stage Alzheimer’s disease and thought it might be something worth trying. How do we proceed?
    Unmusical Mary

    Dear Mary,